Friday, January 31, 2020

A College Degree Is Worth the Effort and Expense Essay Example for Free

A College Degree Is Worth the Effort and Expense Essay In today’s economy many people wonder if a college degree is worth the time, effort, and expense it takes to complete it. I, a twenty-seven year old who did not think it was worth it when I graduated from high school, have changed my position on the issue. I have had experience in today’s workforce and it is not easy to find a satisfying job with only a high school diploma and it is extremely difficult to find a job with decent pay and any benefits in which you have a chance of advancing in that career. These things are essential for a productive and fulfilling life. I believe that getting a college degree is well worth the time, effort, and expenses. A report by the Pew Research Center found that college graduates make about $550,000 more than high school graduates over the course of their careers (Cass). This shows the significantly larger income opportunities of having a college degree versus only a high school diploma. Imagine the difference of making $465,000 compared to $1,015,000 over a thirty year career? Breaking that down for $465,000 would be $15,500 a year, $1,291. 67 a month, $300. 39 a week, and $7. 51 a hour compared to $1,015,000 or $33,833. 33 a year, $2,819. 44 a month, $655. 68 a week, and $16. 39 a hour. It is a big difference! In today’s workforce we have an increase in unemployment. The unemployment rate in 2010 was 5. 4 percent for people with bachelor’s degrees and less for those with higher degrees, according to the U. S. Bureau of Labor Statistics. Meanwhile, 7 percent of those with associate’s degrees and 10. 3 percent of those with only a high school diploma were out of work (Cass). This shows that obtaining a college degree enhances chances of becoming gainfully employed. Charles Wallace also writes about the demands of our workforce and our need for college education. Wallace quotes a report that â€Å"estimates the economy will create about 47 million jobs by 2018, including 14 million new jobs and 33 million jobs replacing workers who leave or retire. About 33 percent of those jobs will require a bachelor’s degree and another 30 percent will require an associate’s degree or at least some college training. Only a third will be available to people with a high  school diploma or less. † The cost of college has increased more than many other things in today’s society, in fact â€Å"the cost of college has nearly doubled in the past 10 years, while housing costs and the overall Consumer Price Index have risen less than 25 percent† (Cass). However the rewards you can get from college still outweigh the effort and expense at least for now. The government is trying to help ease the burden, â€Å"starting in July 2014, loan recipients will have to devote only 10 percent of their income to loan repayments, rather than 15 percent. And those loans will be forgiven after 20 years, rather than the current 25 years† (Brooks). If the costs continue to rise so dramatically then the costs will eventually begin to outweigh the rewards. However when you look at the rewards you have to look at more than just the financial gains; there are many other rewards to consider such as health insurance, retirement plans, experience with more diverse cultures, and the positive self-improvements that come with college education. As Charles Nelson, writer of the essay, â€Å"Investing in Futures: the Cost of College† states, â€Å"degrees pay off in other ways too. College exposes students to new issues and subject areas; it helps students to consider the value of things that might otherwise seem pointless; college graduates may lead more rewarding lives, being more mentally engaged by their surroundings (333). I believe a college education is a very important investment. It outweighs the costs many times over. College education opens many doors and lasts a lifetime. It increases the ability to understand other societies, helps to explore options that may have never been considered before, and contributes to a greater sense of self fulfillment and self-worth.

Thursday, January 23, 2020

Technology :: essays research papers

APR Visa Card * Save money with balance transfers * As low as 2.99% Intro rate or 9.99% ongoing APR * Great rewards program * 100% Safe Shopping Pledge * 30 second approvals * Why wait? Start saving money today - Transfer your balances now Platinum card offers: * 1.9% APR for the first 3 billing periods for purchases and balance transfers * 30 second online credit decision - subject to verification * 9.9% APR Fixed Rate * No Annual Fee Gold card offers: * 1.9% APR for first 2 billing periods * No Annual Fee * Variable APR after first 2 months Classic Card is for those establishing or re-building their credit Top Rated Credit Cards Best Overall Card  Ã‚  Ã‚  Ã‚  Ã‚  Cash Reward Card  Ã‚  Ã‚  Ã‚  Ã‚  Low Fixed Rate Card   Ã‚  Ã‚  Ã‚  Ã‚  APR: 9.99%Annual Fee: $0  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  APR: 14.99%Annual Fee: $0  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  APR: 9.99%Annual Fee: $0 Blue from American Express - Offers a variety of benefits and services to cardholders (too many to list here), with no annual fee, a very low interest rate, and a low introductory rate.  Ã‚  Ã‚  Ã‚  Ã‚  Fleet Titanium Cash Rebate - Earn up to 2% cash back on purchases made with the card. In addition, the card has a reasonable low interest rate with no annual fee.  Ã‚  Ã‚  Ã‚  Ã‚  GetSmart Visa Platinum - Individuals who plan to carry a balance on this card, will find doing so to their advantage due to the low introductory rate and low fixed rate thereafter.   Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚   Gas Reward Card  Ã‚  Ã‚  Ã‚  Ã‚  Business Card  Ã‚  Ã‚  Ã‚  Ã‚  Limited / Poor Credit   Ã‚  Ã‚  Ã‚  Ã‚  APR: 13.99%Annual Fee: $0  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  APR: 9.99%Annual Fee: $0  Ã‚  Ã‚  Ã‚  Ã‚     Ã‚  Ã‚  Ã‚  Ã‚  APR: 0% Monthly Fee: $8 Shell Platinum MasterCard - Earn a 5% rebate towards free gasoline with every purchase made at Shell Gas Stations and a 1% rebate with every purchase made elsewhere. It has a reasonable low interest rate, a low introductory rate, and no annual fee.  Ã‚  Ã‚  Ã‚  Ã‚   Fleet Smart Visa Business Card - is an ideal credit card for small business owners, as it offers a low APR for purchases, a 0% introductory rate, and various business related discounts and services - too many to mention here!  Ã‚  Ã‚  Ã‚  Ã‚  Net First MasterCard - Reports to all three credit bureaus as an unsecured card, there is no credit check for those who apply, a 100% approval rating* (for those who complete an accurate application), and there is no interest rate applied on the account. An ideal card for those who need to establish credit. CD rates Consistent high yields—Our CD and Money Market Account yields are consistently among the nation's highest. Discover Bank received Bankrate's Top Tier award for deposit products with annual percentage yields (APYs) consistently among the top three banks nationwide.

Wednesday, January 15, 2020

Jim Goodnight Essay

Goodnight is driven by creating a culture that is full of employee engagement and motivation. On the SAS website, Jim Goodnight is quoted as saying, â€Å"Treat employees like they make a difference and they will†. In a publication from Harvard Business Review that Goodnight co-wrote with author Richard Florida he states, â€Å"companies prosper when they harness the creative capital of their employees, as those are the individuals that are creative thinkers and generate valuable products and services. † Mr. Goodnight understands that his product is a â€Å"product of the mind,† and therefore recognizes that maintaining an environment that retains employees and keeps them engaged is a requirement to be successfully. Jim Goodnight has entrenched motivator factors into his business, while minimizing and eliminating hygiene factors for his employees. SAS uses a vertical loading management style that allows employees to be more engaged and empowered in their work. Employees draw responsibility and challenge from this management platform. SAS employees are often only two or three levels down from the CEO, Jim Goodnight, and work alongside their management writing code and setting deadlines. These factors motivate employees and displays to them that managers can be technical in nature and work alongside them â€Å"in the trenches. † Also, SAS has a strong focus on employee satisfaction and uses all possible means to minimize and eliminate hygiene factors that could cause dissatisfaction. Mr. Goodnight pays his employees a competitive salary, however, he shows his commitment through other means such as; benefits, company programs, and employee facilities. SAS understands that work life balance is a conflict that most professionals have to deal with and overcome. SAS maintains flexibility by offering services that ease this burden such as; lunch programs, unlimited sick leave, and in house childcare. The fact that SAS has never had a layoff speaks volumes to its employees about the dedication that leadership has to its employees on job security and proper staffing levels. These factors have far reaching effects on employees and families, as they recognize and appreciate these benefits. My current employer offers a package similar to the one SAS provides its employees, and I experience similar results. For example, teams are more motivated and engaged in their work with minimal turnover and low dissatisfaction with their jobs, and teams are more likely to accept additional assignments with minimal pushback. Jim Goodnight is clearly motivated by offering his employees the highest quality of work life balance possible. He believes the culture is based on â€Å"trust between our employees and the company.

Tuesday, January 7, 2020

Essay on The Rise and Fall of the Roman Republic - 517 Words

The roman republic came into existence at the termination of the Roman kingship in 507 B.C.E. The last king of Rome, Tarquin the Proud, was expelled by Collatinus and Brutus, as a result of his arrogance involving the matter of one of his relations raping the wholesome Roman matron Lucretia and her subsequent suicide. The rape of Lucretia was really a representation of the frustration that the roman citizens felt regarding the kingship. The later kings had little regard for roman values and the roman populus, which they used as something of a slave labor force. Brutus and Collatinus became the first Roman Consuls, elected by popular vote. This new political ordering was the republic. The Greek historian Polybius defines the†¦show more content†¦This new republic was plagued by tension arising from the class differences of the patricians and plebeians. The Gracchi brothers attempted to equalize things, Gaius Gracchus proposed a redistribution of farm land that would benefit the plebeians. The end result was rather unfortunate as he was killed; his other brother was also killed ten years later for similar reasons. The republican period was also characterized by seemingly ceaseless warfare. These wars were for the most part successful in that Rome was able to further expand her borders. At this point Rome had already subjugated and absorbed its closest neighbors and began now to fight with more distant peoples such as Greeks and Gauls and Carthaginians. At this time the Romans even took to the seas, crossing first to Sicily, and eventually all the way to Spain and Africa. As a result of the Punic wars, Rome acquires its first province, Sicily and military leaders arise as a force more powerful than the consuls. The generals are more powerful than the consuls because they have rabidly loyal soldiers. What can a consul do when he has no armies to fight for him? One of these generals was Marius. He won great popularity among the Romans while fighting in Africa against Jugurtha. As a result of this newfound popularity, Marius left Africa to go back to Rome where he was elected consul. He left the armies in control of hisShow MoreRelatedThe Rise and Fall of Rome Essay1409 Words   |  6 PagesThe rise and fall of one of the greatest empires known to man, the Roman republic, were caused by several key factors. Three of which were the decline of monarchy within the empire, foreign conquests and expansion of the growing empire, and political battles between powerful officials. The decline of monarchy which caused the rise of the republic was caused by the expulsion of the last Etruscan king. An ancient Roman tale tells of how the last Etruscan king, Tarquinius Superbus, was driven fromRead MoreThe Rise And Fall Of Empires1580 Words   |  7 Pagesthesis that the rise and fall of empires was due to tolerance, inclusion, difference, and diversity is shown to be true of the Roman Empire because of the way that tolerance allowed and caused the empire to rise, enter its golden age, and fall. The Roman Empire was a â€Å"hyperpower† that lasted from 44 BCE to 476 CE. The empire contained Western, Southern, and Eastern Europe, along with North Africa; thus, there was an abundance of culture from many different conquered groups. Romans wanted to make theseRead MoreComparing the Roman Empire and the United States of America Essay1294 Words   |  6 Pagesâ€Å"While stands the Coliseum, Rome shall stand; When falls the Coliseum, Rome shall fall; And when Rome falls - the World.† Lord Byron. This essay will discuss the similarities of military, economics and systems of government between the Roman Empire of the 6th century BCE and the United States of America of the 20th century. History has revealed that all superpowers fall eventually, although much time has passed since the glory days of Rome we see in 2015 the largest superpowerRead MoreThe Expansion Of Early Rome1154 Words   |  5 PagesIn the late Roman Republic, the external expansion of early Rome was a surprise to many. The era of the great expansion of Roman power and civilization is the era of the Roman Republic, in which its Senate ruled Rome and its assembly, which were establishments, formed at the beginning of the monarchy. The Republic had a history of many conflicts, aiding the Republic in becoming so powerful, thus making Rome become unstoppable. But as we all know from the conflicts that aroused in the past withRead MoreThe Roman And Roman Empire1068 Words   |  5 PagesThe Roman Empire, which was centered in the city of Rome, was the most extensive western civilization of ancient times. With its major advancements and prosperity it is hard to believe that the Roman Empire suddenly collapsed and fell into a time known as the Dark Ages. After a period of struggles for the Roman Empire, the empire gradually fell. Rome was the most successful civilization of its time. Its strategic location in the center of the Italian Peninsula and the fertile plains that supportedRead MoreRise of the Roman Republic Essay953 Words   |  4 PagesRISE OF THE ROMAN REPUBLIC Rome became a powerful empire engulfing much of Europe, North Africa, and parts of Asia and what seemed like this great entity called the Romans were always in the search of more territory and land to conquer and assimilate into their ever growing vast empire. However, this was not always the case, before Rome became one of the greatest empires in all of history, Rome was a republic. They were government consisted of a Senate who muchRead MoreThe Decline of the Roman Republic962 Words   |  4 Pagesï » ¿ The Decline of the Roman Republic The Roman Republic gave way to the Roman Empire in 27 B.C.E. for a number of reasons. Stewart Perowne notes that the inherent problem with any republic is whether a government of the people can sustain territorial integrity against its own domestic foes. A robust government may be too strong for the liberties of its own people, whereas a weak government may be unable to maintain its own existence. A group of discontented individuals, too few in numbers accordingRead MoreFall Of The Roman Empire Essay1464 Words   |  6 Pages FALL OF THE ROMAN EMPIRE: Jesse R. Allen HIST 115 12/11/2016 â€Æ' Rome, once a city-state with conquests on Asia-Minor, Afria, Corsica, Spain, and Sarinina had become a ruling empire in the Mediterranean by 150BCE (Ridley, The Fall of the Roman Republic 2016). This dominant empire remained on power for many centuries and came to an end in a few mere decades. By the turn of the 5th century, the western empire, functionality of this empire had ceased to work while its eastern counterpartRead MoreMarc Antony And The Roman Empire1430 Words   |  6 Pagesâ€Å"Friends, Romans, countrymen, lend me your ears; I come to bury Caesar, not to praise him.† These famous words were spoken by Marc Antony at Julius Caesar’s funeral as if to solidify that Caesar has passed and the Romans should look forward without nostalgia of gone-by emperors. Marc Antony was a leader in the change of the Roman Republic into the Roman Empire that spanned thousands of miles in its prime. Born in January of 83 BC to the gens Antonia, which was a prominent family wit h both patricianRead MoreThe Roman Empire Was At Its Height. Despite Many Historians1202 Words   |  5 Pages The Roman Empire was at its Height. Despite many historians and professors attribute the fall of the Roman empire to excess and corruption, the role of Christianity shifting power, increased technology beyond the borders of the empire, the passing of power and trade created a situation that made the fall of such a large cumbersome empire inevitable. Rome History The founder of Rome goes back to the very first early days of the civilization. It is so old it is known as the eternal